[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.blogr.cz\/vyhody-nebankovni-pujcky-znate-je\/#Article","mainEntityOfPage":"https:\/\/www.blogr.cz\/vyhody-nebankovni-pujcky-znate-je\/","headline":"V\u00fdhody nebankovn\u00ed p\u016fj\u010dky: Zn\u00e1te je?","name":"V\u00fdhody nebankovn\u00ed p\u016fj\u010dky: Zn\u00e1te je?","description":"Bankovn\u00ed i nebankovn\u00ed subjekty mezi sebou vedou neust\u00e1l\u00fd boj o nov\u00e9 klienty. I kdy\u017e je v sou\u010dasn\u00e9 dob\u011b na trhu…","datePublished":"2021-04-17","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.blogr.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.blogr.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/75822ebcb33f26a58f54da5d813b950f2ea435f36540e293975e215a51d4a023?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/75822ebcb33f26a58f54da5d813b950f2ea435f36540e293975e215a51d4a023?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"blogr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.blogr.cz\/wp-content\/uploads\/sjedn%C3%A1n%C3%AD%20hypot%C3%A9ky_10_2.jpg","url":"https:\/\/www.blogr.cz\/wp-content\/uploads\/sjedn%C3%A1n%C3%AD%20hypot%C3%A9ky_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.blogr.cz\/vyhody-nebankovni-pujcky-znate-je\/","about":["Pen\u00edze"],"wordCount":417,"articleBody":"       Bankovn\u00ed i nebankovn\u00ed subjekty mezi sebou vedou neust\u00e1l\u00fd boj o nov\u00e9 klienty. I kdy\u017e je v sou\u010dasn\u00e9 dob\u011b na trhu p\u0159ebytek likvidity, p\u0159ib\u00fdv\u00e1 zam\u00edtnut\u00fdch \u017e\u00e1dost\u00ed o \u00fav\u011br. M\u016f\u017ee za to hlavn\u011b novela spot\u0159ebitelsk\u00e9ho z\u00e1kona z dubna 2020, kdy \u010cesk\u00e1 n\u00e1rodn\u00ed banka reagovala na prob\u00edhaj\u00edc\u00ed pandemii ve sv\u011bt\u011b. T\u00ed\u017eiv\u00ed finan\u010dn\u00ed situace m\u016f\u017ee p\u0159ekvapit ka\u017ed\u00e9hoDostat se v dne\u0161n\u00ed dob\u011b do t\u00ed\u017eiv\u00e9 finan\u010dn\u00ed situace nemus\u00ed b\u00fdt tak t\u011b\u017ek\u00e9, jak by se na prvn\u00ed pohled mohlo zd\u00e1t. Pokud se v takov\u00e9 situaci ocitneme, vol\u00edme pr\u00e1v\u011b mezi t\u011bmito dv\u011bma skupina poskytovatel\u016f \u00fav\u011br\u016f. Je tedy lep\u0161\u00ed s\u00e1hnout po jistot\u011b v podob\u011b bankovn\u00edho \u00fav\u011bru nebo se vydat do neprob\u00e1dan\u00fdch vod nebankovn\u00edch p\u016fj\u010dek? My v\u00e1m p\u0159edstav\u00edme hned n\u011bkolik d\u016fvod\u016f, kter\u00e9 v\u00e1s p\u0159esv\u011bd\u010d\u00ed, \u017ee druh\u00e1 mo\u017enost je ta spr\u00e1vn\u00e1. Nebankovn\u00ed p\u016fj\u010dku toti\u017e mnohdy se\u017eenete snadn\u011bji, rychleji a nav\u00edc bez tolik nen\u00e1vid\u011bn\u00e9ho pap\u00edrov\u00e1n\u00ed a byrokracie. P\u016fj\u010dka vy\u0159\u00edzen\u00e1 hrav\u011b i onlineBankovn\u00ed subjekty vlivem aktu\u00e1ln\u00ed krize vylep\u0161ily v\u011bt\u0161inu sv\u00fdch slu\u017eeb a nav\u00edc \u0159adu \u00fakon\u016f je dnes u\u017e mo\u017en\u00e9 vy\u0159\u00eddit i online. P\u0159esto pro vy\u0159\u00edzen\u00ed \u00fav\u011bru, se v\u00e1m s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed n\u00e1v\u0161t\u011bva banky nevyhne. Je tedy zapot\u0159eb\u00ed osobn\u011b nav\u0161t\u00edvit pobo\u010dku banky, absolvovat pohovor a vyjednat podm\u00ednky, za kter\u00fdch bude \u00fav\u011br uzav\u0159en. N\u00e1sledn\u011b u\u017e nezb\u00fdv\u00e1 ne\u017e \u010dekat na vyj\u00e1d\u0159en\u00ed banky, jak se k va\u0161\u00ed \u017e\u00e1dosti postav\u00ed. Nebankovn\u00ed sektor je v tomto ohledu o pozn\u00e1n\u00ed benevolentn\u011bj\u0161\u00ed. Pracuje s automatick\u00fdm schvalovac\u00edm procesem, kter\u00fd dok\u00e1\u017ee b\u011bhem p\u00e1r sekund vyhodnotit, zda dan\u00fd \u017eadatel \u00fav\u011br z\u00edsk\u00e1 nebo nikoliv. V\u0161e vy\u0159\u00edd\u00edte v pohodl\u00ed domova, pot\u0159ebovat budete jen n\u011bkolik dokument\u016f a p\u0159ipojen\u00ed k internetu. Nebankovn\u00ed spole\u010dnosti jsou zn\u00e1my p\u0159ev\u00e1\u017en\u011b d\u00edky sv\u00fdm rychl\u00fdm spot\u0159ebitelsk\u00fdm \u00fav\u011br\u016fm, narazit m\u016f\u017eete ale tak\u00e9 na hypote\u010dn\u00ed \u00fav\u011bry, jako jsou nap\u0159\u00edklad nebankovn\u00ed hypot\u00e9ky bez registru. Jak u\u017e z n\u00e1zvu vypov\u00edd\u00e1, pro jejich z\u00edsk\u00e1n\u00ed nen\u00ed zapot\u0159eb\u00ed v\u00fdpis z registru dlu\u017en\u00edk\u016f.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdhody nebankovn\u00ed p\u016fj\u010dky: Zn\u00e1te je?","item":"https:\/\/www.blogr.cz\/vyhody-nebankovni-pujcky-znate-je\/#breadcrumbitem"}]}]